Out of network, by design
VSP Dental is not in-network with insurance companies. Your plan may still include out-of-network benefits, and the team can help you understand the practical information available before treatment begins.
Insurance and financing
A clear financial conversation is part of thoughtful care.
VSP Dental is not in-network with insurance plans, but the team will file claims for patients and can discuss financing options, including Cherry.
Clear choices, explained
Care first. Clear financial information alongside it.
VSP Dental believes financial conversations should be direct, understandable, and part of the care-planning process—not an afterthought.
We file your claims
The practice will gladly file insurance claims on your behalf to help you pursue and maximize available benefits. Your plan determines eligibility, reimbursement, and any patient responsibility.
Flexible financing through Cherry
Cherry offers an easy financing application with fast approval decisions available for eligible patients. Ask the VSP Dental team how financing may help you move forward with your treatment plan.
How it works
From a treatment conversation to a more confident next step.
- 01
Bring your insurance information
Share the information you have with the VSP Dental team before or during your visit.
- 02
Review your care plan
Discuss the recommended treatment, possible cost factors, and questions that matter to you.
- 03
Choose a payment path
VSP Dental can file your claim and discuss Cherry financing if you would like to explore an additional payment option.
Helpful answers
Questions deserve clear, calm answers.
For a personal answer, call the VSP Dental team at (434) 797-4200.
Why is VSP Dental out of network with insurance companies?
VSP Dental is not contracted in-network with insurance companies. This allows the practice to focus on individualized care and treatment conversations rather than plan-specific network restrictions. Your insurance plan may still provide out-of-network benefits.
Will VSP Dental file my insurance claim?
Yes. The VSP Dental team will gladly file insurance claims on your behalf to help you pursue and maximize any available out-of-network benefits. Reimbursement amounts and eligibility are determined by your insurance plan.
What financing options are available?
VSP Dental offers financing conversations through Cherry. Cherry is designed to provide an easy financing application and may offer fast approval decisions for eligible patients. Available terms, approval, and payment amounts are determined by Cherry.
How does the Cherry approval process work?
Ask the VSP Dental team about Cherry during your financial conversation. You can complete the financing application, review any available approval decision and terms, and decide whether the option fits your treatment plan and budget.
Can I use insurance and financing together?
Insurance benefits and financing are separate options. The team can help file your insurance claim and discuss financing for the portion of care not covered by your plan, based on the information available for your visit.